How Ledgerlend works
Five steps from your first satoshi to daily interest in your wallet.
- 01
Create your account
Sign up with an email address and set up two-factor authentication. It takes a couple of minutes.
- 02
Deposit Bitcoin or Ethereum
Send BTC or ETH to your unique deposit address. Your balance is credited after network confirmations, and the minimum to start lending is $100 in crypto.
- 03
Choose loans or automate
Hand-pick loans from Arch Lending, Unchained Capital, and Salt Lending, or set an auto-allocate strategy with your preferred term, asset, and rate.
- 04
Earn up to 12% annually
Interest accrues daily in the asset you lent. Repayments land back in your wallet and can be reinvested automatically.
- 05
Withdraw whenever you like
Move available BTC or ETH back to your own wallet at any time. No withdrawal fees from us.
Common questions
What is the minimum amount to start lending?
$100 in crypto — you can send it in Bitcoin or Ethereum, or split it across both.
Which assets can I lend?
Bitcoin (BTC) and Ethereum (ETH). Interest is paid in the same asset you lent.
What returns can I expect?
Loans on the marketplace offer up to 12% annual returns, depending on the originator, term, and collateral ratio.
What does it cost?
Nothing on our side. Lending, deposits, and withdrawals are free; you only pay blockchain network fees.