Loan originators

Three partners originate every loan on the marketplace. Each posts crypto collateral and keeps a share of every loan on its own balance sheet.

Arch Lending

Up to 12% annual returns

Arch Lending originates over-collateralized loans backed by BTC and ETH for treasury desks and long-term holders. Every loan is reported on-chain to the marketplace within minutes of funding.

Focus: Institutional borrowers
Volume funded: 412 BTC funded
Skin in the game: 12% retained

Unchained CapitalUnchained Capital

Up to 12% annual returns

Unchained Capital issues Bitcoin-backed loans held in multi-key vaults, so collateral stays verifiable at all times. Lenders on Ledgerlend fund these positions in BTC and receive interest in BTC.

Focus: Bitcoin-backed loans
Volume funded: 289 BTC funded
Skin in the game: 10% retained

Salt Lending

Up to 12% annual returns

Salt Lending underwrites shorter-duration loans secured by BTC and ETH, with automated margin management. Short terms mean your crypto recycles into new loans faster.

Focus: Short-duration credit
Volume funded: 5,140 ETH funded
Skin in the game: 15% retained

Nexo

Up to 12% annual returns

Nexo originates over-collateralized credit lines against BTC and ETH, with continuous monitoring and automated collateral top-ups. Positions funded on Ledgerlend accrue interest in the asset you lend.

Focus: Retail and institutional credit lines
Volume funded: 1,860 ETH funded
Skin in the game: 12% retained

Aave

Up to 12% annual returns

Aave sources demand from on-chain liquidity markets where every borrow is over-collateralized and fully transparent. Ledgerlend lenders supply BTC and ETH liquidity and earn interest in the same asset.

Focus: On-chain over-collateralized borrowing
Volume funded: 3,275 ETH funded
Skin in the game: 10% retained

Lend from $100 in crypto